about image

Poor credit score Loan

About Poor credit score Loan

Your poor credit score shouldn’t stop you from getting the loan. Loanzbazar helps you get the best

When you apply for a loan, the lenders will measure various factors. Your credit score is one of the most important factors. Every lender will check how much you are eligible for applying and then give you the loan. Applying for a loan with a poor credit score can be pretty annoying. Why? Not everyone will give you the loan.

At Loanzbazar, we make it easier for you to apply for a loan. Do not worry if you have a poor credit score because we will help to cater to your needs. Want to get a loan despite your poor credit score? Read to know how.

Loan Amount



Rate of interest



Loan Tenure

6 Months

72 Months

Calculated EMI*

Prove it and the loan is yours

Prove what? Well, we understand. Getting a personal loan with a poor credit score is next to impossible. However, we are making this impossible thing turn into a reality for many. We understand what your needs are and therefore help you get a loan.

Our poor credit score loan facility is only available for salaried professionals. So, if you can prove that your salary will cover the EMI, we can provide you the loan against a bad credit score. We’re here for you.

Check Loan Eligibility at loanbazar

Compare Offers Here


I have read and agreed to the privacy policy and I authorize loanbazar.com to call or SMS or email me. By submitting this form, I hereby authorize loanzofindia.com to do all of the following in connection with providing me the folowing Services:

Get loan against your poor credit score instantlyr

Loanzbazar is helping individuals get a loan against poor credit score instantly. Applying for the same with us can help you get various benefits. These include:


Instant approval

At Loanzbazaar, we are bringing fast and efficient solutions with easy approval. Get the loan approved in 24-36 hours.


Flexible Repayment Option

After a tenure of 6 months, you can switch to higher repayments making it flexible for you.


Higher Loan Amount

The loan amount we provide you ranges from 50,000 INR to 10,00,000 INR depending on your eligibility.


Longer Loan Tenure

The EMI payment is long. Keep a check on the amount and pay as per the convenience. The repayment tenure can vary from 6 months to 60 months.


minimal document

All you need to do is submit the proof that you can repay the loan with your papers.


Complete transparency

We don’t have any hidden charges for making the payment.

Documents to Apply for a Poor credit score Loan

When applying for a Poor credit score Loan, you will need to submit the following documents:
  1. PAN Card
  2. Identity proof (Aadhaar Card, Driving licence, Passport, Voter ID, etc.)
  3. Signature Proof (Passport, PAN card, etc.)
  4. Address proof (Passport copy, Aadhaar card, driving licence, utility bill – gas or electricity bill, Voter ID ,ration card, rent agreement, etc.)
  5. Bank statements of the past 6 months
As a salaried individual, you additionally need to submit the following:
  • As a salaried individual, you additionally need to submit the following:
  • Income Tax Returns for the last 2 years
  • Poor credit score loan proof (License, registration certificate, GST number)
  • IT Assessment OR Clearance Certificate
  • Income Tax Challans OR TDS Certificate (Form 16A) OR Form 26 AS for income declared in ITR
Please note that depending on your individual profile and Fullerton India’s policy at the time of loan application, additional documents may be requested.

Loanbazar Poor credit score Loan Eligibility

  • You must be a Salaried Employee
  • Age: 23-55 years old
  • Net Monthly Income must be more than Rs. 20,000.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai,Mumbai or Hyderabad.

What does a poor credit loan cover?

We will provide you a loan even when you have a poor credit score. You need to prove that you are a salaried employee and that you will be able to cover the EMI against it.

Flexible Repayment options

Final installment options for a loan will be decided based on your profile and inputs.

Poor credit score Loan

Repayment done via Fixed Equated Monthly Installments, where EMI=Principal + Interest. Each Installment reduces both interest and Principal amount. Ideal when: You know the precise Loan Amount needed and your income is consistent.

How to apply

Avail our personal loans through your preferred platform and enjoy unmatched convenience at your fingertips…


Via Website


Via Our App


Via WhatsApp


Via Call

Compare loans at Mumbai, Pune, Navi Mumbai, Thane, Delhi and Bangalore.

We offer loans against poor credit scores to individuals across Mumbai, Pune, Navi Mumbai, Thane, Delhi and Bangalore.

Bank Name Rate of Interest for Salaried Employee
HDFC Bank 10.99% - 17.85%
Axis Bank 11.99% to 24%
ICICI Bank 10.99% - 17.85%
Standard Chartered Bank 11% - 16%
IndusInd Bank 14% - 16%
Kotak Bank 11.50% - 24.00%
Bajaj Finance 14.25% - 16.75%
HDB Finance 14% - 21%
Fullerton Finance 13.00% - 24.00%
State Bank of India 11.00% - 17.65%
IDFC Bank 10.99% - 17.85%
IDFC Bank 10.99% - 17.85%
Tata Capital 13.50% - 18%
Yes Bank 12.50% - 16.00%


Salaried employees can get poor credit loans. Even if their credit score and eligibility is less, we will provide them the loan.

The process for applying for the poor credit loan is mentioned in the sections above. Check the details.

Salaried employees can apply for poor credit loans. We provide you loan against bad credit depending on your salary.

No Loanzbazar maintains complete transparency. All the details regarding the charges are mentioned on the website.

The poor credit loans are available in Mumbai, Pune, Navi Mumbai, Thane, Delhi and Bangalore.