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Personal Loan

About personal Loan

Do you want a personal loan? Contact us

At Loanzbazar, we believe in bringing investments and personal loans for all. After all, who doesn't like the EMIs being reduced every month.

We understand that you may have some emergency. Therefore, we make sure to provide you with the loan in just a few steps.

Loan Amount

25,000

25,00,000

Rate of interest

11.00%

36%

Loan Tenure

6 Months

72 Months

Calculated EMI*

Get an Instant Personal Loan in Minute!

Personal loan usually is helpful during emergencies. If you have any doubts or concerns, reach out to us. Following the RBI guidelines, we help you get the personal loan in a matter of 60 minutes. No matter what your emergency is, you can now apply for a personal instant loan in no time.

We offer personal loans for all salaried employees. At Loanzbazar, we believe in making everything available at your fingertips. The best part of applying for a personal loan from Loan Bazar is that you don't need any collateral. Being a completely online process, we will cater to your need for minimal documents. Working with Loanzbazar guarantees that you pay interest only for the amount that you take, not what has been approved in your account.

Check Loan Eligibility at loanbazar

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Why take a personal loan from Loanzbazar?

Loanzbazar is one of the most efficient loan providers in India. Here are some of the benefits of applying for personal loan from Loanzbazar:

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Instant approval & disbursal

At Loanzbazar, we help you get the sanction of your loan within 24-36 hours.

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Flexible Repayment Option

After completing a period of six months, you can switch to higher repayments on your outstanding credit.

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Higher Loan Amount

We offer personal loans from 50,000 INR to 10 lacs INR. Therefore, we help to cater to your requirements in no time.

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Longer Loan Tenure

We help you get longer tenure for your repayment.

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Minimal document

We help you get approval for your loan for minimum documents.

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Complete transparency

We maintain complete transparency of documents where we don't take any prepayment charges or hidden charges.

Documents to Apply for a Personal Loan

When applying for a personal loan, you will need to submit the following documents:
  1. PAN Card
  2. Identity proof (Aadhaar Card, Driving licence, Passport, Voter ID, etc.)
  3. Signature Proof (Passport, PAN card, etc.)
  4. Address proof (Passport copy, Aadhaar card, driving licence, utility bill – gas or electricity bill, Voter ID ,ration card, rent agreement, etc.)
  5. Bank statements of the past 6 months
As a salaried individual, you additionally need to submit the following:
  • As a salaried individual, you additionally need to submit the following:
  • Income Tax Returns for the last 2 years
  • Business proof (License, registration certificate, GST number)
  • IT Assessment OR Clearance Certificate
  • Income Tax Challans OR TDS Certificate (Form 16A) OR Form 26 AS for income declared in ITR
Please note that depending on your individual profile and Fullerton India’s policy at the time of loan application, additional documents may be requested.

Loanbazar Personal Loan Eligibility

  • You must be a Salaried Employee
  • Age: 23-55 years old
  • Net Monthly Income must be more than Rs. 20,000.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai,Mumbai or Hyderabad.

What does a personal loan cover?

When you are in need of an emergency, Loanzbazar can come up to your rescue. As an efficient company, we believe in providing the right solutions. We give you the freedom to choose the repayment options as per your preference.

Depending on the amount you've taken, we will calculate your interest rate. Your personal loan goes up completely your way to match the preferences. Everything is available at your fingertips. Taking a personal loan from Loanzbazar covers various things:

  • Holidaying overseas
  • But a large appliance such as television or refrigerator
  • Plan any event especially a marriage as per your expectations.

Flexible Repayment options

Final installment options for a loan will be decided based on your profile and inputs.

Personal Loan

Repayment done via Fixed Equated Monthly Installments, where EMI=Principal + Interest. Each Installment reduces both interest and Principal amount. Ideal when: You know the precise Loan Amount needed and your income is consistent.

How to apply

Avail our personal loans through your preferred platform and enjoy unmatched convenience at your fingertips…

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Via Website

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Via Our App

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Via WhatsApp

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Via Call

Compare Personal Loan Rate of Interest in Mumbai, Pune, Thane, Navi Mumbai, Delhi, Bangalore

At Loanzbazar, we ensure to provide personal loans to people across Mumbai, Pune, Thane, Navi Mumbai, Delhi and Bangalore. If you are a salaried employee belonging to any of these places, you can apply for a personal loan in no time. The interest rates are mentioned below. Keep a check on it:

Bank Name Rate of Interest for Salaried Employee
HDFC Bank 10.99% - 17.85%
Axis Bank 11.99% to 24%
ICICI Bank 10.99% - 17.85%
Standard Chartered Bank 11% - 16%
IndusInd Bank 14% - 16%
Kotak Bank 11.50% - 24.00%
Bajaj Finance 14.25% - 16.75%
HDB Finance 14% - 21%
Fullerton Finance 13.00% - 24.00%
State Bank of India 11.00% - 17.65%
IDFC Bank 10.99% - 17.85%
IDFC Bank 10.99% - 17.85%
Tata Capital 13.50% - 18%
Yes Bank 12.50% - 16.00%

FAQs

Yes. If you are a salaried individual, with a monthly income of more than Rs 30,000 you will be eligible for personal loan. You can check the criteria at Loanzbazar official website. Check the credit and eligibility.

All the documents that you need for applying for a personal loan are mentioned above. Check it out.

While the minimum loan amount is Rs 50,000, the maximum loan amount is Rs 10 lacs. Find a loan amount that suits your eligibility.

As of now, the personal loan option is available in Mumbai, Pune, Thane, Navi Mumbai, Delhi and Bangalore. If your city isn't in the list, don't worry, it will soon be.

Yes. However, the higher payment options are available after a period of 6 months.