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Low Interest Loan

About Low Interest Loan

Know more about low-interest loans at LoanzBazar

Low-interest loans are personal loans offered to applicants with lower interest. Some banks offer very low-interest loans and have flexible return policies too.

These loans are easy to get and have flexible return policies. As they are low-interest personal loans they can use to fund anything in your life. There isn’t much paperwork and is highly convenient.

At LoanzBazar it is simple to apply for low-interest loans and sanctioning the loan money is easy and fast.

Loan Amount



Rate of interest



Loan Tenure

6 Months

72 Months

Calculated EMI*

Fastest low-interest loans at LoanzBazar

Low-interest loans are personal loans and are as quick as personal loans. So it takes 2-3 hours to transfer your loan money into your bank. These loans do not require a long process and hence the loan is approved within 24 hours if your documents are reviewed and approved first.

Check Loan Eligibility at loanbazar

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What makes loanzBazar the best for low-interest loans?

Low-interest loans can be used up on any funding you might be lacking. Whether it is about funding a wedding, education, renovation projects, making a home, or paying bills. Low-interest loans are quick, easy, flexible and require less paperwork.


Quick loan approval

At LoanzBazar you will save time on your loan approval and your loan money get transferred to your bank at the earliest if your documents are correct and are reviewed within time.


Easy EMI repayment options

You can repay your loan in easy EMIs in 1 to 5 years with low interest at LoanzBazar


Easy large amount loan approval

You can apply for a high amount of money with LoanzBazar and utilise it in financing your personal goals at low interest.


Flexible loan repayments

You can conveniently return your loan amount in small EMI within 1-5 years with LoanzBazar’s at low interest.


Convenient paperwork/h4>

If you finance your wedding or your relative’s wedding, finance your child’s education, pay bills, or make a home with a low-interest loan at LoanzBazar you will be required to submit very less documents.


No hidden charges

You do not have to pay any extra fees when you are applying for a low-interest loan with LoanzBazar loan services.

Documents to Apply for a Low Interest Loan

When applying for a Low Interest Loan, you will need to submit the following documents:
  1. PAN Card
  2. Identity proof (Aadhaar Card, Driving licence, Passport, Voter ID, etc.)
  3. Signature Proof (Passport, PAN card, etc.)
  4. Address proof (Passport copy, Aadhaar card, driving licence, utility bill – gas or electricity bill, Voter ID ,ration card, rent agreement, etc.)
  5. Bank statements of the past 6 months
As a salaried individual, you additionally need to submit the following:
  • As a salaried individual, you additionally need to submit the following:
  • Income Tax Returns for the last 2 years
  • Doctor proof (License, registration certificate, GST number)
  • IT Assessment OR Clearance Certificate
  • Income Tax Challans OR TDS Certificate (Form 16A) OR Form 26 AS for income declared in ITR
Please note that depending on your individual profile and Fullerton India’s policy at the time of loan application, additional documents may be requested.

Loanbazar Low Interest Loan Eligibility

  • You must be a Salaried Employee
  • Age: 23-55 years old
  • Net Monthly Income must be more than Rs. 20,000.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai,Mumbai or Hyderabad.

What do your low-interest loans cover?

Your low-interest loans cover your medical bills, renovations bills, marriage bills, funding education or funding any emergency that might arrive suddenly in your life.

Flexible Repayment options

Final installment options for a loan will be decided based on your profile and inputs.

Low Interest Loan

Repayment done via Fixed Equated Monthly Installments, where EMI=Principal + Interest. Each Installment reduces both interest and Principal amount. Ideal when: You know the precise Loan Amount needed and your income is consistent.

How to apply

Avail our personal loans through your preferred platform and enjoy unmatched convenience at your fingertips…


Via Website


Via Our App


Via WhatsApp


Via Call

Compare low-interest loan rates of Interest in Mumbai, Pune, Thane, Navi Mumbai, Delhi, Bangalore,

The interest rate for low-interest loans starts from as low as 7.40 % with SBI bank charging the lowest interest. You can borrow as much as you want because they have flexible EMI return policies and you can repay it in 30 years.

Bank Name Rate of Interest for Salaried Employee
HDFC Bank 10.99% - 17.85%
Axis Bank 11.99% to 24%
ICICI Bank 10.99% - 17.85%
Standard Chartered Bank 11% - 16%
IndusInd Bank 14% - 16%
Kotak Bank 11.50% - 24.00%
Bajaj Finance 14.25% - 16.75%
HDB Finance 14% - 21%
Fullerton Finance 13.00% - 24.00%
State Bank of India 11.00% - 17.65%
IDFC Bank 10.99% - 17.85%
IDFC Bank 10.99% - 17.85%
Tata Capital 13.50% - 18%
Yes Bank 12.50% - 16.00%


No, you do not have to show any collateral papers. The documentation involved in applying for this loan is the least. To know more read about loan services at LoanzBazar.

You can take anything between 10,000 to 50,00,000 as a low-interest loan from banks

You will have to pay the EMI for the missed month along with a late fee. In some cases, your credit score will decrease if you miss your EMIs.

Anyone can take a low-interest loan whether you are a salaried person or self-employed. You just have to be an Indian citizen between the age of 21-65 and have a regular stable income.

Yes, it is absolutely necessary to have a certain CIBIL score to be eligible to apply for any low-interest loans.